The rules of the Civil law of suretyship (st.st.361-367 of the Civil Code of the Federation); Carefully examine the financial position of another borrower; Assess their own risks on the basis of their financial situation if you can pay the debt in case of untraceable "sunk into the water," or other bankrupt borrower; Be the guarantor - is practically deprive themselves of the opportunity to take the credit himself as surety for the bank - the same as the borrower, the bank would rather you a loan if you are a guarantor on the basis that the potential benefits of guarantee and loan payments on their own will be for you bondage; unlikely bank will go to such risks.
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