Took the loan, a mortgage drawn up and decided to improve their living conditions. But in the new apartment is not enough. Only one way out: to buy or exchange with a surcharge on the secondary market.
The risk is high enough to be deceived, but you can reduce it. Consider what should be alerted when choosing an apartment:
Cheapness. For the low price may be hiding a desire to host to get rid of troubled apartment . It may be a criminal past, confusion over the documents, violation of child rights, the disputed inheritance, etc.
Large wear. Perhaps there were people at risk. Criminal record of such housing may emerge in a few months or years.
For short term apartment several times to sell.The risk is high enough to be deceived, but you can reduce it. Consider what should be alerted when choosing an apartment:
Cheapness. For the low price may be hiding a desire to host to get rid of troubled apartment . It may be a criminal past, confusion over the documents, violation of child rights, the disputed inheritance, etc.
Large wear. Perhaps there were people at risk. Criminal record of such housing may emerge in a few months or years.
The owner or his representative, have been slow in providing documents to the housing and the completion of the transaction of sale .
Housing for sale by proxy. The power of attorney may revoke, and paid the money does not reach the seller.
In addition to the evidence, it is necessary to examine the documents. Studied in detail the following information:
In case of death of the owner - was opened investigation file. Should be identified all the possible contenders for the succession.
If the apartment owner to the present was inherited, but the child has the right to inheritance is not inscribed.
Has the apartment redevelopment and whether it is framed properly.
If the apartment is in shared ownership - if all owners agree to sell.
The house in which apartment for sale, can go for the demolition or reconstruction.
Legal documents can be forged.
So now we know where to look for a trick. What can be done to verify the legal purity of the apartment?
The concept of legal purity coined the realtors . So they define a number of targeted actions to verify the legal past of the housing.
Specific floor space should be legal documents: a certificate of title, registration certificate, deed of gift, exchange or sale. First check their availability and authenticity. Passport details of the apartment owner must fully comply with the information in the documentation.
It is important to establish all the owners of the apartment since it was privatized, and thus protect themselves from the appearance of applicants for housing. In addition, the apartment owners in addition to, a person may be entitled to accommodation. Identify all lived in the apartment to help per-apartment Card (extract).
A prerequisite is the availability of information about the viability of all home owners at the time of the transaction. Help must be taken in the psycho-and Narcological Dispensary.
Be sure to check out:
Are there any registered minor, disabled, conscripts, prisoners, persons under guardianship. Whether their rights are met.
Is the living space under arrest or pledged to the bank.
Is there a legitimate reason then accept the transaction invalid.
Has the apartment redevelopment.
If the apartment is sold under power of attorney is necessary to confirm the validity of power of attorney at the time of the transaction.
Knowing these simple rules will protect yourself from fraud in transactions with the housing.
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