Buying an apartment - always a risk. As with the purchase of any commodity. Only the price of the issue is different.
Bought an apartment in the summer ... How many nerves and emotions! And with the district to determine, and the cost agreed upon. Only when the design documents indicated no actual sales price, and three times less to the seller to avoid taxes. Hence nuance - if, during the next six months, the seller under some pretext of a court made that the transaction be void, we would have returned the money only in the amounts listed in the contract. Which, of course, optimism is not added. During these six months the price of apartments in the housing market has grown at exactly twice. It's good that it ended peacefully. Nobody broke the deal. Apartment for sale took place.
In our city there is a sad experience superwoman customer. At zero phase construction of residential homes for sale apartments given to two real estate offices. It is clear that by paying the entire amount at the initial stage, the owner at the time of putting the house wins repeatedly. If he was alone. Owner. But both of these offices have sold all apartments! That is, every apartment had two owners. Nominee. And this became the only one who was the first time to draw up the documents at the registration office. Trial was held. Transaction invalidated. Obliged to return the money to all. Returned. Only now have an apartment for the money does not buy it. Prices in the housing market have grown many times over. And the house began to settle. By selling the apartments have completely different owners.
It happens and such a scheme of deception. Seller apartment gets money on the deal. And leave it ... nowhere. Buyer sues. That court will decide? Of course, money back. Not on the same street chase ... And the money is gone. Debts back. Stolen. And hundreds of other options ... seller-fraudster refuses to pay. Only parts. For example, 25-30% of his salary. Who can get paid more? Here and count how many tens of years, the debtor will return the full amount.
Very common way to sell an apartment on forged documents. In our age, but with Photo shop, you can make any form print on the black market costs 500-600 rubles, and will do it for you during the day. There are also corrupt notaries. Already a conspiracy. Issued phony sales contract. Before this unfortunate victim showed previously rented an apartment or other apartment to demonstrate, hold the keys. Can you imagine a dumb scene, when a customer seeks to enter into purchased homes? Surprise hosts ... they can do and do not know about the scam. And may be in cahoots with the fraudsters.
How could I not get hooked by unscrupulous sellers and outright fraudsters? Buying an apartment - always a risk. As with the purchase of any commodity. Only the price of the issue is different. I have described only a few types of fraud schemes. In life, there are hundreds. But the fear of wolves - in the woods not to go. Test everything. On behalf of the broker and realtor in the market credibility to the authenticity of documents. Choose a notary themselves. Carefully read the contract of sale. There are many pitfalls. A better hire an experienced independent lawyer, working in real estate.
If you are buying an apartment or house in the secondary market, that is not new, be sure to talk with neighbors and former tenants. Why sell an apartment? At the same time realize that the people will surround you. It is particularly important to clarify whether registered in these apartment chivalrousness family members. Children under the age of majority, or convicted persons serving their sentence. As well as missing persons. It is very important. In order to avoid later litigation with the extract-residence. An independent lawyer will need to check and clean title apartments. That is, it must identify all persons who are eligible for an apartment or have the potential to have it.
There is such a thing - legally emancipated apartment. That is flat, for which there are no arrears. The former owners did not have debt payments and utilities dropped off the register. It is your legal requirement. You have the right to seek discharge of residents - check it out in the passport office without fail! And removal of registration of all residents of the flats sold prior to signing the purchase agreement.
There is another pitfall. The transfer of money. Do not skimp on safety. Weigh the pros and cons and find the only correct method of payment. LC. Or saying. It is quite inexpensive. But reduce the risk to zero. It is foolish to save the dollar when buying a Mercedes.
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